by James E. Holland, MSBA, CFP | Aug 18, 2026 | Financial Education, Financial Planning, Retirement Planning, Uncategorized
Choosing a financial advisor can feel overwhelming. Terms such as fiduciary, fee-only, fee-based, commission-based, financial planner, and wealth advisor describe different services, compensation structures, and responsibilities. Understanding these differences—and...
by James E. Holland, MSBA, CFP | Jul 28, 2026 | College & Education Planning, Estate & Legacy Planning, Family Finances, Financial Planning, Uncategorized
Healthcare Proxy for College Students: Why Every Family Should Plan Before Move-In Day Sending your child to college is an exciting milestone. Between packing dorm rooms, completing financial aid paperwork, and preparing for a new chapter, it’s easy to overlook...
by James E. Holland, MSBA, CFP | Jul 27, 2026 | College & Education Planning, Education Funding, Family Finances, Financial Planning, Personal Finance, Uncategorized
Planning Ahead for College Costs: What Every Family Should Know Paying for college is one of the largest financial commitments many families will ever make. That’s why planning ahead for college costs is so important. The earlier you begin, the more...
by James E. Holland, MSBA, CFP | Jul 27, 2026 | Financial Education, Financial Planning, Investment Strategies, Tax Planning, Uncategorized
Mid-Year Financial Checkup: 5 Steps to Stay on Track The beginning of the year often inspires new financial goals, while the end of the year encourages reflection. However, the months in between are where financial plans can quietly drift off course. A mid-year...
by James E. Holland, MSBA, CFP | Jul 27, 2026 | College & Education Planning, College Admissions, Education Funding, Family Finances, Financial Planning, Personal Finance, Uncategorized
12 Tips to Maximize Your Child’s Financial Aid College is one of the largest financial investments many families will ever make. Fortunately, there are proven strategies to maximize your child’s financial aid and reduce out-of-pocket expenses. While no...
by James E. Holland, MSBA, CFP | Jun 22, 2026 | Financial Planning, Healthcare, Insurance Strategies, Retirement Planning, Uncategorized
The Real Cost of Long-Term Care: What Every Retiree Should Know Most people spend years preparing for retirement income, investment returns, and lifestyle goals. However, many overlook one of the largest financial risks they may face: the cost of long-term care. While...
