by James E. Holland, MSBA, CFP | Aug 24, 2026 | Family Finances, Financial Planning, Insurance Strategies, Uncategorized
Life insurance is easy to purchase and then forget about. However, your financial life may look very different today than it did when you first bought your policy. A regular life insurance checklist can help you review whether your coverage amount, beneficiaries,...
by James E. Holland, MSBA, CFP | Aug 24, 2026 | Family Finances, Financial Planning, Insurance Strategies, Uncategorized
Knowing that you need life insurance is one thing. Knowing how much life insurance you need is another. Too little coverage can leave your family financially exposed. However, buying more than you realistically need may mean paying for unnecessary protection. Your...
by James E. Holland, MSBA, CFP | Aug 24, 2026 | Estate & Legacy Planning, Financial Planning, Insurance Strategies, Uncategorized
Most people think of life insurance as a way to provide money to loved ones after death. That remains its primary purpose. However, life insurance beyond protection may also play a broader role in retirement, estate, and legacy planning. Certain permanent life...
by James E. Holland, MSBA, CFP | Aug 24, 2026 | Financial Planning, Insurance Strategies, Retirement Planning, Uncategorized
Most people think of life insurance primarily as a way to protect loved ones after death. However, certain types of life insurance in retirement planning may serve additional purposes. Permanent life insurance can include a cash value component that may provide...
by James E. Holland, MSBA, CFP | Aug 24, 2026 | Family Finances, Financial Planning, Insurance Strategies, Uncategorized
Having life insurance through your employer can feel reassuring. Employer-sponsored life insurance is often convenient, affordable, and easy to enroll in. In many cases, employees can obtain basic coverage without going through an individual medical exam. However,...
by James E. Holland, MSBA, CFP | Aug 21, 2026 | Estate & Legacy Planning, Family Finances, Financial Education, Financial Planning, Uncategorized
Planning Ahead: What Your Loved Ones Need to Know Imagine for a moment that someone you love suddenly had to step into your shoes. Would they know where your important financial documents are? Could they find your insurance policies or retirement accounts?...
