by James E. Holland, MSBA, CFP | Mar 24, 2026 | Estate & Legacy Planning, Healthcare, Tax Planning
Quick Answer: How to Make the Most of Financial Literacy Month Financial Literacy Month is an ideal time to review your budget, protect your credit, optimize retirement contributions, and update beneficiary and estate plans. Following a structured checklist ensures...
by James E. Holland, MSBA, CFP | Mar 17, 2026 | Estate & Legacy Planning, Retirement Planning, Social Security
Understanding common Social Security mistakes is essential if you want to protect your retirement income and maximize your lifetime benefits. For many Americans, Social Security represents a significant portion of retirement income. However, poor decisions can...
by James E. Holland, MSBA, CFP | Mar 17, 2026 | Estate & Legacy Planning, Retirement Planning, Social Security
If you want to maximize Social Security benefits, understanding how the system works—and how to plan around it—is essential. While Social Security provides income for millions of Americans, it typically replaces only about 37% to 43% of pre-retirement earnings. As a...
by James E. Holland, MSBA, CFP | Mar 11, 2026 | Budgeting, Estate & Legacy Planning, Retirement Planning
A Mid-life Money Checklist for Women can help bring clarity during a busy stage of life. Careers grow, family needs change, and retirement planning becomes more important. Many women manage several financial priorities at once. Therefore, reviewing finances during...
by James E. Holland, MSBA, CFP | Mar 11, 2026 | Estate & Legacy Planning, Financial Planning, Retirement Planning
Financial conversations don’t have to feel uncomfortable or complicated. In fact, asking the right financial questions for women is often the first step toward clarity, confidence, and long-term financial security. Whether you’re managing money on your own, sharing...
by James E. Holland, MSBA, CFP | Oct 1, 2025 | Estate & Legacy Planning, Financial Planning, Retirement Planning
Planning for retirement is about more than just saving money — it’s about choosing the right tools to maximize growth and minimize taxes. Among the most powerful options is the Roth IRA, a retirement account that offers tax-free growth and withdrawals. But there’s...
