by James E. Holland, MSBA, CFP | Aug 24, 2026 | Family Finances, Financial Education, Insurance Strategies, Uncategorized
Life insurance is widely understood in theory, yet many people delay reviewing or purchasing coverage because of assumptions that may not reflect reality. Some of the most common life insurance myths involve cost, age, workplace benefits, family roles, and who...
by James E. Holland, MSBA, CFP | Aug 24, 2026 | Family Finances, Financial Planning, Insurance Strategies, Uncategorized
Life changes, and your life insurance should keep up with it. A policy that fit your needs several years ago may no longer reflect your income, family responsibilities, debts, or long-term financial goals. That is why a life insurance policy review matters. Rather...
by James E. Holland, MSBA, CFP | Aug 24, 2026 | Family Finances, Financial Planning, Insurance Strategies, Uncategorized
Life insurance is easy to purchase and then forget about. However, your financial life may look very different today than it did when you first bought your policy. A regular life insurance checklist can help you review whether your coverage amount, beneficiaries,...
by James E. Holland, MSBA, CFP | Aug 24, 2026 | Family Finances, Financial Planning, Insurance Strategies, Uncategorized
Knowing that you need life insurance is one thing. Knowing how much life insurance you need is another. Too little coverage can leave your family financially exposed. However, buying more than you realistically need may mean paying for unnecessary protection. Your...
by James E. Holland, MSBA, CFP | Aug 24, 2026 | Family Finances, Financial Planning, Insurance Strategies, Uncategorized
Having life insurance through your employer can feel reassuring. Employer-sponsored life insurance is often convenient, affordable, and easy to enroll in. In many cases, employees can obtain basic coverage without going through an individual medical exam. However,...
by James E. Holland, MSBA, CFP | Aug 21, 2026 | Estate & Legacy Planning, Family Finances, Financial Education, Financial Planning, Uncategorized
Planning Ahead: What Your Loved Ones Need to Know Imagine for a moment that someone you love suddenly had to step into your shoes. Would they know where your important financial documents are? Could they find your insurance policies or retirement accounts?...
