by James E. Holland, MSBA, CFP | Aug 24, 2026 | Financial Planning, Insurance Strategies, Retirement Planning, Uncategorized
Most people think of life insurance primarily as a way to protect loved ones after death. However, certain types of life insurance in retirement planning may serve additional purposes. Permanent life insurance can include a cash value component that may provide...
by James E. Holland, MSBA, CFP | Aug 18, 2026 | Financial Education, Financial Planning, Retirement Planning, Uncategorized
Choosing a financial advisor can feel overwhelming. Terms such as fiduciary, fee-only, fee-based, commission-based, financial planner, and wealth advisor describe different services, compensation structures, and responsibilities. Understanding these differences—and...
by James E. Holland, MSBA, CFP | Jun 22, 2026 | Financial Planning, Healthcare, Insurance Strategies, Retirement Planning, Uncategorized
The Real Cost of Long-Term Care: What Every Retiree Should Know Most people spend years preparing for retirement income, investment returns, and lifestyle goals. However, many overlook one of the largest financial risks they may face: the cost of long-term care. While...
by James E. Holland, MSBA, CFP | Jun 22, 2026 | Family Finances, Financial Planning, Retirement Planning, Tax Planning, Uncategorized
Financial Tips for the Sandwich Generation: How to Balance Caregiving, Taxes, and Retirement Supporting aging parents while raising children or helping adult children can feel like a full-time job. For many families, the financial responsibilities of caregiving extend...
by James E. Holland, MSBA, CFP | Jun 22, 2026 | Family Finances, Financial Planning, Retirement Planning, Tax Planning, Uncategorized
How to Balance Family Support Without Derailing Your Retirement Goals For many retirees, financial planning extends far beyond personal goals. Parents help adult children, grandparents contribute to education expenses, and many families provide care for aging...
by James E. Holland, MSBA, CFP | Jun 22, 2026 | Family Finances, Financial Planning, Healthcare, Retirement Planning, Uncategorized
Are You Part of the Sandwich Generation? Signs, Challenges, and Financial Planning Strategies If you feel like you’re constantly balancing the needs of aging parents while still supporting your children, you may be part of the Sandwich Generation. Millions of...
