by James E. Holland, MSBA, CFP | Aug 24, 2026 | Family Finances, Financial Planning, Insurance Strategies, Uncategorized
Having life insurance through your employer can feel reassuring. Employer-sponsored life insurance is often convenient, affordable, and easy to enroll in. In many cases, employees can obtain basic coverage without going through an individual medical exam. However,...
by James E. Holland, MSBA, CFP | Aug 21, 2026 | Estate & Legacy Planning, Family Finances, Financial Education, Financial Planning, Uncategorized
Planning Ahead: What Your Loved Ones Need to Know Imagine for a moment that someone you love suddenly had to step into your shoes. Would they know where your important financial documents are? Could they find your insurance policies or retirement accounts?...
by James E. Holland, MSBA, CFP | Aug 18, 2026 | Financial Education, Financial Planning, Retirement Planning, Uncategorized
Choosing a financial advisor can feel overwhelming. Terms such as fiduciary, fee-only, fee-based, commission-based, financial planner, and wealth advisor describe different services, compensation structures, and responsibilities. Understanding these differences—and...
by James E. Holland, MSBA, CFP | Jul 28, 2026 | College & Education Planning, Estate & Legacy Planning, Family Finances, Financial Planning, Uncategorized
Healthcare Proxy for College Students: Why Every Family Should Plan Before Move-In Day Sending your child to college is an exciting milestone. Between packing dorm rooms, completing financial aid paperwork, and preparing for a new chapter, it’s easy to overlook...
by James E. Holland, MSBA, CFP | Jul 27, 2026 | Financial Education, Financial Planning, Financial Review, Tax Planning
Mid-Year Financial Review: 10 Questions to Ask Your Financial Advisor A mid-year financial review is one of the most valuable opportunities to evaluate your financial progress before the year ends. By the middle of the year, you’ve accumulated enough financial...
by James E. Holland, MSBA, CFP | Jul 27, 2026 | Financial Education, Financial Planning, Tax Planning
Mid-Year Financial Checklist: 12 Smart Money Moves Before Year-End The middle of the year is the perfect time to evaluate your financial progress. A mid-year financial checklist helps you identify what’s working, uncover potential problems, and make meaningful...
