by James E. Holland, MSBA, CFP | Aug 24, 2026 | Financial Planning, Insurance Strategies, Retirement Planning, Uncategorized
Most people think of life insurance primarily as a way to protect loved ones after death. However, certain types of life insurance in retirement planning may serve additional purposes. Permanent life insurance can include a cash value component that may provide...
by James E. Holland, MSBA, CFP | Mar 17, 2026 | Investment Strategies, Medicare, Social Security
Understanding the role of Social Security in your retirement income plan is essential if you want to build a stable and reliable financial future. While many people view Social Security as a reward for decades of work, it is more effective to treat it as the...
by James E. Holland, MSBA, CFP | Mar 17, 2026 | Estate & Legacy Planning, Retirement Planning, Social Security
If you want to maximize Social Security benefits, understanding how the system works—and how to plan around it—is essential. While Social Security provides income for millions of Americans, it typically replaces only about 37% to 43% of pre-retirement earnings. As a...
