by James E. Holland, MSBA, CFP | Jun 22, 2026 | Estate & Legacy Planning, Financial Planning, Healthcare, Retirement Planning, Uncategorized
Long-Term Care Planning: How to Protect Your Retirement and Your Legacy Many people spend years preparing for retirement but overlook one of the largest financial risks they may face: the need for long-term care. Long-term care planning helps families prepare for...
by James E. Holland, MSBA, CFP | May 22, 2026 | Annuities, Financial Planning, Personal Finance, Retirement Planning
Are You a Candidate for an Annuity? Planning for retirement often involves balancing growth, stability, and dependable income. As retirement approaches, many people begin asking whether they are a candidate for an annuity and if guaranteed income solutions make sense...
by James E. Holland, MSBA, CFP | May 21, 2026 | Annuities, Financial Planning, Investment Strategies, Retirement Planning, Uncategorized
Annuities 101: Understanding the Basics of Retirement Income Annuities 101 starts with understanding one important retirement question: Will your savings last throughout retirement? Many retirees worry about replacing their paycheck and creating dependable income that...
by James E. Holland, MSBA, CFP | Mar 24, 2026 | Social Security, Tax Planning
Quick Answer: How Are Social Security Benefits Taxed? Social Security benefits may be partially taxable depending on your provisional income, which combines your adjusted gross income, nontaxable interest, and 50% of your Social Security benefits. With recent tax...
by James E. Holland, MSBA, CFP | Mar 17, 2026 | Estate & Legacy Planning, Retirement Planning, Social Security
Understanding common Social Security mistakes is essential if you want to protect your retirement income and maximize your lifetime benefits. For many Americans, Social Security represents a significant portion of retirement income. However, poor decisions can...
