by James E. Holland, MSBA, CFP | Oct 14, 2025 | Budgeting, Financial Planning
When it comes to financial stability, few things provide more peace of mind than having a solid emergency fund. Life has a way of surprising us, car repairs, medical bills, sudden job loss; and an emergency fund acts as your financial safety net. But how much should...
by James E. Holland, MSBA, CFP | Jul 14, 2025 | Financial Planning
What is Financial Planning and How Can It Help You? Money has always been seen to be a source of security or stress. According to CNBC’s Kamaron McNair, more than 40% of Americans live paycheck to paycheck, making long-term financial goals feel almost impossible to...