by James E. Holland, MSBA, CFP | Aug 24, 2026 | Family Finances, Financial Education, Insurance Strategies, Uncategorized
Life insurance is widely understood in theory, yet many people delay reviewing or purchasing coverage because of assumptions that may not reflect reality. Some of the most common life insurance myths involve cost, age, workplace benefits, family roles, and who...
by James E. Holland, MSBA, CFP | Aug 24, 2026 | Financial Planning, Insurance Strategies, Personal Finance, Uncategorized
When shopping for life insurance, one of the first decisions you may face is term vs. permanent life insurance. Both types are designed to provide a financial benefit to your beneficiaries after your death. However, they differ significantly in how long coverage...
by James E. Holland, MSBA, CFP | Aug 24, 2026 | Family Finances, Financial Planning, Insurance Strategies, Uncategorized
Life insurance is easy to purchase and then forget about. However, your financial life may look very different today than it did when you first bought your policy. A regular life insurance checklist can help you review whether your coverage amount, beneficiaries,...
by James E. Holland, MSBA, CFP | Aug 24, 2026 | Family Finances, Financial Planning, Insurance Strategies, Uncategorized
Knowing that you need life insurance is one thing. Knowing how much life insurance you need is another. Too little coverage can leave your family financially exposed. However, buying more than you realistically need may mean paying for unnecessary protection. Your...
by James E. Holland, MSBA, CFP | Aug 24, 2026 | Family Finances, Financial Planning, Insurance Strategies, Uncategorized
Having life insurance through your employer can feel reassuring. Employer-sponsored life insurance is often convenient, affordable, and easy to enroll in. In many cases, employees can obtain basic coverage without going through an individual medical exam. However,...
