income replacement Archives - Holland Strategic Wealth Advisors

How Much Life Insurance Do You Need?

by James E. Holland, MSBA, CFP | Aug 24, 2026 | Family Finances, Financial Planning, Insurance Strategies, Uncategorized

Knowing that you need life insurance is one thing. Knowing how much life insurance you need is another. Too little coverage can leave your family financially exposed. However, buying more than you realistically need may mean paying for unnecessary protection. Your...

Is Employer-Sponsored Life Insurance Enough?

by James E. Holland, MSBA, CFP | Aug 24, 2026 | Family Finances, Financial Planning, Insurance Strategies, Uncategorized

Having life insurance through your employer can feel reassuring. Employer-sponsored life insurance is often convenient, affordable, and easy to enroll in. In many cases, employees can obtain basic coverage without going through an individual medical exam. However,...

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