by James E. Holland, MSBA, CFP | Sep 23, 2026 | Financial Education, Financial Planning, Healthcare, Uncategorized
Open enrollment comes around once a year, but the decisions you make can affect your finances and healthcare for months to come. Instead of automatically choosing the same options, consider a few important questions to ask during open enrollment before making your...
by James E. Holland, MSBA, CFP | Sep 22, 2026 | Financial Education, Financial Planning, Personal Finance, Retirement Planning, Uncategorized
Your compensation includes more than the number on your paycheck. Employer benefits can add meaningful value through retirement contributions, healthcare accounts, wellness incentives, tax-advantaged programs, and other workplace resources. However, many employees...
by James E. Holland, MSBA, CFP | Sep 22, 2026 | Financial Education, Financial Planning, Healthcare, Personal Finance, Uncategorized
When reviewing workplace benefits, you may come across two similar-looking options: a Health Savings Account and a Flexible Spending Account. Understanding the HSA vs. FSA difference can help you decide how to set aside money for healthcare expenses while potentially...
by James E. Holland, MSBA, CFP | Sep 22, 2026 | Financial Education, Financial Planning, Healthcare, Insurance Strategies, Uncategorized
Every year, workplace open enrollment gives employees an important opportunity to review their health insurance and other employer-sponsored benefits. However, it can be tempting to simply select the same options as last year and move on. Your benefits may deserve a...
by James E. Holland, MSBA, CFP | Aug 24, 2026 | Family Finances, Financial Planning, Insurance Strategies, Uncategorized
Having life insurance through your employer can feel reassuring. Employer-sponsored life insurance is often convenient, affordable, and easy to enroll in. In many cases, employees can obtain basic coverage without going through an individual medical exam. However,...
