by James E. Holland, MSBA, CFP | Aug 24, 2026 | Financial Planning, Insurance Strategies, Personal Finance, Uncategorized
When shopping for life insurance, one of the first decisions you may face is term vs. permanent life insurance. Both types are designed to provide a financial benefit to your beneficiaries after your death. However, they differ significantly in how long coverage...
by James E. Holland, MSBA, CFP | Aug 24, 2026 | Estate & Legacy Planning, Financial Planning, Insurance Strategies, Uncategorized
Most people think of life insurance as a way to provide money to loved ones after death. That remains its primary purpose. However, life insurance beyond protection may also play a broader role in retirement, estate, and legacy planning. Certain permanent life...
by James E. Holland, MSBA, CFP | Aug 24, 2026 | Financial Planning, Insurance Strategies, Retirement Planning, Uncategorized
Most people think of life insurance primarily as a way to protect loved ones after death. However, certain types of life insurance in retirement planning may serve additional purposes. Permanent life insurance can include a cash value component that may provide...
