by James E. Holland, MSBA, CFP | May 21, 2026 | Annuities, Financial Planning, Retirement Planning, Tax Planning, Uncategorized
How Fixed Annuity Benefits Can Support Retirement Income Quick Answer: What Are Fixed Annuity Benefits? Fixed annuity benefits may include guaranteed income, tax-deferred growth, protection from market losses, and flexible payout options that can help support...
by James E. Holland, MSBA, CFP | May 5, 2026 | College & Education Planning, Financial Education, Tax Planning
FAFSA Basics: A Clear Guide to Financial Aid and College Funding Quick Answer: What Are FAFSA Basics? FAFSA basics include understanding how to apply for federal student aid, knowing key deadlines, and learning how income and assets impact eligibility for grants,...
by James E. Holland, MSBA, CFP | Apr 22, 2026 | Family Finances, Financial Planning, Personal Finance, Tax Planning
End-of-School-Year Financial Checklist: Smart Planning Before Summer Quick Answer: What Is an End-of-School-Year Financial Checklist? An end-of-school-year financial checklist is a mid-year review that helps adjust spending, taxes, insurance, and travel plans before...
by James E. Holland, MSBA, CFP | Apr 22, 2026 | College & Education Planning, Family Finances, Investment Strategies, Tax Planning
College Savings Checklist: A Step-by-Step Execution Plan for Education Funding Quick Answer: What Is a College Savings Checklist? A college savings checklist is a tactical guide that helps families execute education funding decisions—covering when to invest, how to...
by James E. Holland, MSBA, CFP | Mar 24, 2026 | Estate & Legacy Planning, Healthcare, Tax Planning
Quick Answer: How to Make the Most of Financial Literacy Month Financial Literacy Month is an ideal time to review your budget, protect your credit, optimize retirement contributions, and update beneficiary and estate plans. Following a structured checklist ensures...
by James E. Holland, MSBA, CFP | Mar 24, 2026 | Social Security, Tax Planning
Quick Answer: How Are Social Security Benefits Taxed? Social Security benefits may be partially taxable depending on your provisional income, which combines your adjusted gross income, nontaxable interest, and 50% of your Social Security benefits. With recent tax...
