by James E. Holland, MSBA, CFP | Oct 16, 2025 | Financial Planning, Retirement Planning
It’s Not Too Late, But It Is Time to Get Focused If you’re in your 40s or 50s and feel like your retirement savings aren’t where they should be, you’re not alone. Life has a way of reshuffling priorities — from raising kids and buying a home to building a career or...
by James E. Holland, MSBA, CFP | Oct 14, 2025 | Budgeting, Financial Planning
When it comes to financial stability, few things provide more peace of mind than having a solid emergency fund. Life has a way of surprising us, car repairs, medical bills, sudden job loss; and an emergency fund acts as your financial safety net. But how much should...
by James E. Holland, MSBA, CFP | Oct 6, 2025 | Budgeting, Financial Planning
The holiday season is filled with joy, gatherings, and generosity, but it’s also a time when finances can get strained. Between gifts, travel, meals, and festive extras, it’s easy for spending to spiral. That’s why having a solid holiday budget is so important. Below...
by James E. Holland, MSBA, CFP | Oct 1, 2025 | Estate & Legacy Planning, Financial Planning, Retirement Planning
Planning for retirement is about more than just saving money — it’s about choosing the right tools to maximize growth and minimize taxes. Among the most powerful options is the Roth IRA, a retirement account that offers tax-free growth and withdrawals. But there’s...
by James E. Holland, MSBA, CFP | Sep 9, 2025 | Estate & Legacy Planning, Financial Planning, Uncategorized
Understanding estate planning missteps is essential for anyone who wants to protect assets, minimize taxes, and ensure their wishes are carried out. Estate planning is more than drafting legal documents—it’s about safeguarding your legacy and providing for loved ones....
by James E. Holland, MSBA, CFP | Sep 4, 2025 | Estate & Legacy Planning, Financial Planning
Understanding age-based tax milestones is crucial for effective financial and retirement planning. At different stages of life, taxpayers encounter unique opportunities, benefits, and responsibilities that can significantly impact their long-term financial health....
