by James E. Holland, MSBA, CFP | Mar 24, 2026 | Social Security, Tax Planning
Quick Answer: How Are Social Security Benefits Taxed? Social Security benefits may be partially taxable depending on your provisional income, which combines your adjusted gross income, nontaxable interest, and 50% of your Social Security benefits. With recent tax...
by James E. Holland, MSBA, CFP | Mar 24, 2026 | Medicare, Retirement Planning, Social Security, Tax Planning
Quick Answer: Should You File for Social Security Now? You may be ready to file for Social Security if you can confidently answer “yes” to questions about your Full Retirement Age, earnings limits, taxes, Medicare costs, and spousal strategy. If not, delaying could...
by James E. Holland, MSBA, CFP | Mar 17, 2026 | Investment Strategies, Medicare, Social Security
Understanding the role of Social Security in your retirement income plan is essential if you want to build a stable and reliable financial future. While many people view Social Security as a reward for decades of work, it is more effective to treat it as the...
by James E. Holland, MSBA, CFP | Mar 17, 2026 | Estate & Legacy Planning, Retirement Planning, Social Security
Understanding common Social Security mistakes is essential if you want to protect your retirement income and maximize your lifetime benefits. For many Americans, Social Security represents a significant portion of retirement income. However, poor decisions can...
by James E. Holland, MSBA, CFP | Mar 17, 2026 | Estate & Legacy Planning, Retirement Planning, Social Security
If you want to maximize Social Security benefits, understanding how the system works—and how to plan around it—is essential. While Social Security provides income for millions of Americans, it typically replaces only about 37% to 43% of pre-retirement earnings. As a...
