Specialized Financial Planning for

Federal Government Employees

Ready to understand your federal benefits and retirement outlook?

Complete the secure request form and receive your Complimentary Federal Benefits & Annuity Estimate Report.

Are you a federal employee?

If you are a federal government employee, your benefits are among the most valuable — and complex — compensation systems in the country. Making the wrong decision at the wrong time can cost you hundreds of thousands of dollars over your lifetime.

At Holland Strategic Wealth Advisors (HSWA), we specialize in helping federal employees understand, optimize, and confidently navigate their benefits and retirement decisions.

You are in the right

Place

place

A Dedicated Expert for Federal Employees

I am a Certified Financial Planner® and hold the Federal Retirement Consultant (FRC®) designation. With over 20 years of experience advising clients on their financial affairs, I work extensively with federal employees across all agencies and career stages.

I understand — in detail — how federal benefits work together, including:

N

Thrift Savings Plan (TSP)

Contribution strategy, fund selection, withdrawals, rollovers, and Roth vs. Traditional decisions, Roth Conversions

N

Federal Employees Retirement System (FERS)

Pension calculations, eligibility, and timing
N

CSRS & CSRS Offset considerations

N

FEGLI

Life insurance options, reductions, and retirement elections

N

FEHB

Retirement eligibility, cost planning, and coordination with Medicare

N

Survivor Benefits

Protecting spouses and family members

N

The Federal Retirement Process

Step-by-step guidance so nothing is missed

Our goal is simple: help you retire with clarity, confidence, and ease — without costly mistakes.

Why Federal Employees Choose HSWA

Federal employees work within a system unlike that of the private sector. Generic financial advice does not work here.

At HSWA, you receive:

N

Specialized federal-benefits expertise

N

Fiduciary, client-first advice

N

Clear explanations (no jargon)

N

Personalized retirement and income strategies

N

Ongoing support — not one-time advice

Whether you are 5 years from retirement or 5 months away, we help you make informed decisions at every stage.

Complimentary Federal Benefits & Annuity Estimate Report

Highly Recommended for All Federal Employees

To help federal employees gain clarity immediately, we offer a Complimentary Federal Benefits & Annuity Estimate Report, customized specifically for you. This is not a generic estimate. This personalized report helps you understand:

R

Your estimated FERS pension and retirement income

R

How your TSP fits into your overall retirement picture

R
Survivor benefit implications
R

Key decisions you need to make before retirement

R
Potential gaps, risks, or opportunities in your current plan

This report is one of the most valuable planning tools a federal employee can receive — and it is offered at no cost.

What You’ll Need to Complete the Form

  • VYour most recent LES (Leave & Earnings Statement)
  • VYour most recent TSP statement

These documents allow us to provide precise estimates instead of guesses.

Who This Report is Ideal For
Federal employees who are:
  • Actively planning retirement
  • Unsure how their benefits work together
  • Approaching retirement & want confidence before filing paperwork
  • Wanting a second opinion from a specialist

Ready to understand your federal benefits and retirement outlook?

Complete the secure request form and receive your Complimentary Federal Benefits & Annuity Estimate Report. Once submitted, our team will review your information and follow up with the next steps.

Work With a Professional Who Knows Federal Benefits

Your federal benefits are too valuable to leave to chance.

At Holland Strategic Wealth Advisors, we combine deep federal expertise, fiduciary responsibility, and real-world experience to help you make smart, informed decisions — now and into retirement.

Holland Strategic Wealth Advisors
4275 Executive Square, Suite 200
La Jolla, CA 92037

CRD #334665 / #4906902
CA INS  License #OE64227

Phone

(858) 964-2313

Financial clarity starts here.

Join our newsletter and get expert insights, market updates, and practical tips delivered straight to your inbox.

9 + 5 =

We respect your time and your privacy. No spam—just valuable insights.

By submitting this form, you are consenting to receive marketing emails from Holland Strategic Wealth Advisors. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email.